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Auto Accident Attorney

Serving North Carolina, including Charlotte and Forest City

Accident Frequently Asked Questions

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If I am hit and injured by a common carrier, who is responsible for damages?
If the accident was the direct result of negligence on the part of the operator, the common carrier company can be held liable and subject to pay damages to the injured party.

What protocol will best protect me following an auto accident?
If you’ve been injured in an auto accident, you need to collect and document as much information as possible about the accident. Try to gather the following facts for a strong court case if needed. It is better to write down all information as soon as possible:

  • Other drivers’ names, numbers and addresses
  • Other drivers’ license numbers and insurance information
  • Registered owners of all vehicles
  • Exact location of the accident and position and directionality of vehicles
  • Was there suspected drug or alcohol use
  • Passenger names and contact information
  • Pedestrians or witness contact information
  • Were any other drivers’ or passengers injured?
  • Was medical assistance rendered at the scene?
  • What were your personal injuries or suspected injuries at the time of accident and upon medical evaluation?
  • Time of day and weather conditions
  • Apparent damage to each vehicle involved
  • Did the other driver admit responsibility?
  • Were police on the scene? If so, was anyone issued a ticket?
  • Under what circumstances is a driver considered to be negligent?

The law considers negligent behavior to occur when a person fails to act as a reasonable person would. This definition can be vague and interpreted with a variety of meanings. A jury trial in a court of law can help determine if reasonable standards of conduct were not followed. Speeding, failure to follow traffic rules, aggressive driving, and reckless driving can all be considered examples of negligence.

What is a Notice of Loss?
”Notice of loss” is a provision in most insurance contracts that require a policyholder to notify the insurance company in the event of an accident, complete with property damage and injury estimates. Hiring an experienced auto accident attorney to handle your case immediately after your accident can protect your rights. Your attorney will make sure every attempt is made to allow the insurance company to offer a fair settlement before filing suit. If you fail to notify the insurance company of the accident in a timely manner, you may forfeit your rights.

What is underinsured and uninsured auto coverage?
If you are involved in an accident involving an uninsured motorist, uninsured motorist coverage provides compensation for injuries and damages. Underinsured auto coverage protects you and your vehicle if you are hit by a driver with coverage that is inadequate.

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